There is no shame to claim age related benefits
Many older people are not claiming money they are entitled to.
£5 billion a year goes unclaimed by pensioners in the UK. It is estimated that just under half of all pensioners are missing out on age related benefits they are entitled to in addition to their basic state pension.
Many pensioners are unaware of the benefits they could claim, others too proud to do so.
Charities for the elderly however are urging pensioners to claim what they are entitled to despite any misgivings they may have.
What State Benefits for are available for Pensioners ?
In addition to the state pension, claims can be made for:
Falling into two categories
- Guaranteed credits
- Savings credits.
The guaranteed credit tops up the weekly income of a state pensioner to a minimum of £145.40 for individuals or £222.05 for a couple.
The savings credits are aimed at those pensioners over 65 who have a small amount of savings but live on low incomes and is up to £18.06 for an individual and £22.89 per couple.
If you pay rent and your income is below a specified level pensioners may be eligible for Housing Benefit. This is claimed through the local council and can help with housing costs and service charges on shared communal areas.
Council Tax benefit for Pensioners
If a pensioner qualifies for the guaranteed pension credit they chould also get this council tax benefit. Pensioners with low savings may also qualify and the benefit is worked out based on the income of your whole household. Claims are made through your local council offices.
Attendance Allowance for Pensioners
If a pensioner requires assistance with their personal care they may qualify for attendance allowance. Pensioners do not have to have a carer, the money is tax free and can be spent however the pensioner wishes. Attendance allowance is currently £53 or £79.15 depending on the persons needs.
Winter Fuel Payments
Winter Fuel Payments are paid to people aged over 60 in a tax free lump sum. If you get a state pension it is paid automatically to you, HOWEVER, for those over 60 who don’t get a state benefit, a claim form must be completed and submitted.
More information can be obtained at any Age Concern branch and staff will be able to advise further and in many cases assist in filling out the application forms.
There is also a pension credit helpline, call Freephone 0800 991 234Photo supplied by Zemanta